Buying Your First Home? You may be eligible for an $8,000 federal tax credit for first-time home buyers! Call Lo at 503-453-3092 for more information.
First-time home buyers and those who have not owned a residence in the last 3 years are eligible for up to an $8,000 tax credit. This credit does not require repayment (conditions apply). Full credit is available to individuals with an adjusted gross income of no more than $75,000 or joint filers making no more than $150,000. The credit applies to home purchases closed January 1, 2009 through November 30, 2009. With interest rates at historic lows, a great selection of affordable homes to choose from, and a tax credit for first-time buyers, there has never been a better time to buy!  

Lenders are already experiencing backlogs due to increased buying and refinancing activity with the lower interest rates we've seen lately. Its suggested that you find your new home by early October to ensure that the loan processing, underwriting, and closing are completed before the deadline. If you're interested in buying a Portland metro area home (Lake Oswego, West Linn, Beaverton, Tualatin, Tigard, Wilsonville, Oregon City, Milwaukie, etc) call Lo at 503-453-3092. She'll help to ease the process for you every step of the way. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Portland, Lake Oswego, West Linn real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. All your questions will be answered.

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...