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First Time Home Buyer

All agents are NOT alike! I'm a full-time award-winning Real Estate Broker focused on the best interests of my clients! Call me at 503-453-3092.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? You may be eligible for an $8,000 federal tax credit for first-time home buyers! Call Lo at 503-453-3092 for more information.
First-time home buyers and those who have not owned a residence in the last 3 years are eligible for up to an $8,000 tax credit. This credit does not require repayment (conditions apply). Full credit is available to individuals with an adjusted gross income of up to $125,000 or joint filers making no more than $225,000. The credit applies to home purchase agreements entered into by April 30, 2010 and closed no later than June 30, 2010. With interest rates at historic lows, a great selection of affordable homes to choose from, and a tax credit for there has never been a better time to buy!  

If you're interested in buying a Portland metro area home (Lake Oswego, West Linn, Beaverton, Tualatin, Tigard, Wilsonville, Oregon City, Milwaukie, etc) call Lo at 503-453-3092. She'll help you every step of the way. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Portland, Lake Oswego, West Linn real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. All your questions will be answered.

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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School Reports in Lake Oswego, Portland and West Linn, Oregon
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Real Estate Tips
Cosmetic Improvements >Brighter is Better

Sometimes a real estate agent will walk into a home that is basically attractive, yet communicates the feeling that something is lacking. Then the agent notices that all of the drapes are closed, interior lights are off and there is a lot of overgrown shrubbery blocking the sunlight that might otherwise pour through the windows.

A dark house is not as appealing to most buyers as one that is flooded with light. As a part of your preparations to market your home, try to maximize the light in your home. Make sure that all the windows are clean and the drapes are open when the house is being shown. A fresh coat of light paint can do a lot to brighten up the interior. If your house has very dark paneling, and you do not wish to repaint the walls, you may want to consider adding additional lamps. Your real estate agent may be able to provide other simple and cost-effective ideas about how to maximize your home's appeal.

See All Tips In The "Cosmetic Improvements" Category >
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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Lois Oliver-Miesbach, REALTOR®, real estate agent and broker for Lake Oswego, Portland and West Linn, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Lois Oliver-Miesbach MBA, CPA, Principal RE Broker
Real Estate by Lois & Hill

4800 SW Meadows Rd Suite 300
Lake Oswego, OR 97035
Cell/Voice Mail: 503.453.3092
Fax: 888.453.2820
Lois@LoisMiesbach.com

You will find that Lois Oliver-Miesbach's commitment to you and your real estate goals will be performed with knowledge, integrity and dedication. That’s why more than 90% of business is from past clients and referrals!

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