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"Thank you so very much Lois for making our dream happen!"
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Lois Oliver-Miesbach is one of The Top Selling Real Estate Experts™
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See the nation's top rated reports for Schools in Lake Oswego, Portland and West Linn >

Bridge City Mortgage
Contact Kathleen Guske at Bridge City Mortgage directly at 503.906.7988. Tell her Lois sent you!
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Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You.

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC.

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you.

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Lake Oswego, Portland and West Linn web site.

You can send copies of TripleCalc to all your friends and associates.

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...

Download TripleCalc Now!

This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.

Includes 8 other calculations you can't do without:

Simple Mortgages with P.I.T.I.
Pre-qualifying mortgages
Plus lease, investment, balloon payment and other calculators.
Every calculator uses the super-convenient "compare three at once" format.
It's FREE.

Download TripleCalc Now!

Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

Download TripleCalc Now!

School Reports in Lake Oswego, Portland and West Linn, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lake Oswego, Portland and West Linn

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What is the least affordable metropolitan housing market in the United States?
A	California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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Lois Oliver-Miesbach, REALTOR®, real estate agent and broker for Lake Oswego, Portland and West Linn, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Lois Oliver-Miesbach
John L. Scott Real Estate
22340 SW Salamo Rd
West Linn, OR 97068
Phone: 503-453-3092
Fax: 503-496-0766
Info@LoisMiesbach.com
You will find that Lois Oliver-Miesbach and her team's commitment to you and your real estate goals will be performed with knowledge, integrity and dedication. That’s why more than 70% of business is from past clients and referrals!

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