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All agents are NOT alike! I'm a full-time award-winning Real Estate Broker focused on the best interests of my clients! Call me at 503-453-3092.

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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Lois Oliver-Miesbach, a proven Lake Oswego, Portland and West Linn, Oregon NUMBER1EXPERT™ Top Selling real estate agent.
Find Lake Oswego, Portland and West Linn Homes - Find Lake Oswego, Portland and West Linn, Oregon real estate listings & homes for sale provided by Lois Oliver-Miesbach, your local expert real estate agent.
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School Reports in Lake Oswego, Portland and West Linn, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Schools in Lake Oswego, Portland and West Linn

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
A	The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Lois Oliver-Miesbach, REALTOR®, real estate agent and broker for Lake Oswego, Portland and West Linn, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Lois Oliver-Miesbach MBA, CPA, Principal RE Broker
Real Estate by Lois & Hill
4800 SW Meadows Rd
Lake Oswego, OR 97035
Cell/Voice Mail: 503.453.3092
Fax: 888.453.2820
Lois@LoisMiesbach.com
You will find that Lois Oliver-Miesbach's commitment to you and your real estate goals will be performed with knowledge, integrity and dedication. That’s why more than 70% of business is from past clients and referrals!

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