Day: February 1, 2019

Ludlow Liquors

This Avondale mainstay was once a local dive called The Orbit Room. After new owners took over,Ludlow Liquors revamped to include new drinks and a Filipino menu. For happy hour,we suggest $2 pints of Old Style and $10 pitchers of the same thing.

Bar Ramone

If you're looking for a quick after work happy hour special in Downtown Chicago's River North neighborhood,look no further than Bar Ramone,a classic spot nestled in between office buildings and short-term rentals alike. This wine bar serves up lots of fancy wines for those of us with a little extra money. But for newbies to the city who may be living in furnished rentals for the time being,Bar Ramone offers $7 glasses of wine during happy hour.

VU Rooftop Bar

This South Loop bar is relatively new and offers gorgeous rooftop views of classic landmarks like Soldier Field and the Field Museum. While apartment buildings like Linea or Mila aren't visible,the half priced bottles of wine during happy hour on Wednesdays are sure to make up for it.

Walton St. Kitchen + Bar

This Streeterville bar is run by the same owners as Lincoln Park's delicious restaurant Gemini,so guests are sure to find a solid drink list. During happy hour,Walton St. offers up a special menu filled with $5 drinks and $5 snacks,perfect those getting off work or looking to head down from one of the area's many furnished apartments.

Mason,inside the FOUND Hotel

River North is known for having a bunch of great bars,nightclubs and restaurants in Downtown Chicago,and hidden inside FOUND Hotel lives Mason,a bar that is no exception to the rule. While the happy hour $10 house cocktails may be a little expensive for some,these are some of the best drinks you can get in the area. And if you want to save a little money,they also offer $6 glasses of red wine during happy hour.

The Fortiva Credit Card is a credit card designed for consumers with bad credit who are looking to repair their past credit issues. There are a number of credit card offers on the market for individuals with bad credit but this review focuses on the Fortiva Mastercard.

There are some good points about Fortiva and some bad points so you will want to weigh the odds before you make a decision to apply online at

Advantages of the Fortiva Credit Card

Most people with bad credit understand how hard it is to get accepted for a good credit card. They get denied a lot which also causes their credit score to decrease because of the hard inquiries. With the Fortiva Card the difficult application process is no longer an obstacle.

Fortiva accepts low credit scores and doesn't require you to put down a security deposit. It's an easy process that only takes a few minutes to apply and get approved.

Another advantage of applying for this card is your monthly payments are reported to the credit bureaus. This is the whole purpose of using the card is to show you're responsible with using credit so your credit score will increase.

Disadvantages of the Fortiva Mastercard

Considering the card is easy to get accepted there are some drawbacks as well that you should be aware of. The first drawback is there are high fees associated with this card. Here is a breakdown of those fees:

The card has an annual fee and depending on your credit score your fee could be between $49 and $175 for the first year then each year afterwards up to $49.

There is also an annual maintenance fee after the first year which is between $60 to $159. This fee is billed monthly between $5 and $12.50 per month which may seem small but it adds up over a year.

There is a one-time $25 fee to open an account. When you consider all of these fees you can see why many consumers will look elsewhere for a credit card.